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Clever Ways to Boost the Chances of Approval for ACE Payday Loans

Getting ready to try our Accelerated Cash Emergency (ACE) program? Here are a few clever ways that you can boost your chances of being approved for ACE payday loans

Apply When the ACE Program Is Running 

One of the most obvious ways to boost your chances of approval for ACE payday loans is to apply when the ACE program is running. This typically means before 11:50 a.m. EST, Monday through Friday. If you submit a request over the weekend or outside normal business hours, it may take longer for your request to be processed and approved. 

Complete All Required Documentation 

Next, make sure you provide all the required documentation. You’ll need to provide documentation proving that you are at least 18 years of age and a legal US resident, as well as your open and active checking account details. Additionally, you’ll need to provide proof of employment and/or income to help verify that you are able to afford your loan payments.  

Be Sure to Mention All Your Income Sources 

When we ask you about your income, it’s crucial to mention all your income sources.   

Not only does this help to demonstrate that you have the financial means to repay your loan, but it can also allow you to qualify for a higher loan amount.  

Additionally, being upfront about all your income sources will help you avoid any surprises later on, such as an unexpected denial due to missing information or misrepresented income. By clearly and accurately detailing your earnings from all sources, whether from a job, investments, social security benefits, or other sources, you can give yourself the best possible chance at getting approved for an ACE payday loan. 

Evaluate Your Loan Repaying Capacity and Apply for the Right Loan Amount 

Before you select a loan amount for your ACE payday loan, it’s important to carefully evaluate your ability to repay the loan. It’s also important to think about how your earnings might change over time. By having a clear understanding of your financial situation, you can select an appropriate loan amount that’ll help improve your chances of getting approved for your ACE payday loan.

Check for Errors

One of the smartest things you can do to improve your chances of getting an ACE payday loan is to check for errors. Any mistakes on your application, such as typos or missing information, can make it more difficult for you to get approved.  

To avoid this issue, it’s important to carefully review your application before submitting it. That means taking a few extra minutes to look over each section carefully. By catching and correcting any errors, you can help ensure that your application portrays you in the best possible light and improves your chances of ACE payday loan approval. 

Be Honest 

Don’t try to game the system by lying on your application. Be honest and you’ll have no problem getting approved by our team of experts here at Here are four white lies that can hurt your chances of approval for ACE payday loans: 

  • Inflating Your Income: 

One of the most common white lies people tell on their payday loan applications is inflating their income. They think that by reporting a higher income, they’ll be more likely to be approved for the loan—and receive a larger amount of money. But here’s the thing: Our experts here at can easily spot an inflated income, and it’ll only end up hurting your chances of getting approved for a loan.  

  • Misrepresenting Your Employment Status: 

Another common lie is misrepresenting your employment status. People will say they’re employed full-time when they’re really only working part-time, or they’ll say they’ve been with their current employer for longer than they really have. Again, our experts can spot these lies a mile away.  

  • Falsifying Your Residency Status 

In order to qualify for an ACE payday loan, you must be 18 years of age or older and a legal U.S. resident with valid documents. However, that doesn’t stop some people from trying to falsify their residency status in order to get a loan. Don’t waste your time – we’ll catch this one during verification, too. 

  • Falsifying Your Contact Details 

Another white lie people often tell when applying for a payday loan is falsifying their contact information—such as their phone number or email address—in order to try and avoid repayment. Don’t try it; it’s not worth it! 

There you have it; if you follow these simple tips, you can enjoy swift access to the ACE funds that you need without any unnecessary hassle or frustration. Learn more about the ACE cash advance program here.


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